Term Life Online & Gerber Life
Guaranteed Issue Insurance
Help protect your family’s financial future with Gerber Life.
A Guaranteed Acceptance policy from the Gerber Life Insurance Company (Gerber Life) can ensure your family’s well-being by providing them with financial security when you are no longer able to.
A whole life insurance policy can be used to pay for final expenses, to leave an inheritance, fund a college savings plan, or provide money to your family for any debts or medical bills that you may leave behind.
A Guaranteed Acceptance Whole Life policy from Gerber Provides:
- Guaranteed approval to applicants between the ages of 50-80
- No medical exam or health questions for approval
- Variable coverage amounts up to $25,000
- Lifetime benefits catered to your individual needs
- Benefits that will never decrease regardless of changes to your age or health
- Affordable premiums that never increase regardless of changes to your age or health
- Guaranteed spousal acceptance for applicants aged 50 to 80
- Builds a cash value that can be borrowed from in the future
- Available in every state and DC (excluding Montana)
A Guaranteed Acceptance policy from Gerber Life includes a graded death benefit. If the death occurs from a natural cause (not accidental) during the first two years of the policy, your listed beneficiary will receive all premiums paid into the policy plus an additional 10 percent. Once the two-year period ends, your beneficiary will receive the policy’s full death benefit.
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What Is Whole Life Insurance?
The Gerber Life Insurance Company offers guaranteed acceptance whole life insurance to applicants until the age of 80. These policies provide fixed coverage and level rates that is designed to last for your lifetime.
A Guaranteed Life Insurance policy from Gerber Life also builds a cash value overtime by setting aside a small portion of your premiums each month. This amount can be borrowed from in the future (policy loan rate is 8%).
What our clients say
Wonderful and intuitive attention
This message is for your entire staff. Thank you all for the wonderful and intuitive attention I received during this experience. I so appreciated knowing what to expect and what was expected of me during the entire process. Kudos to you all!
Attentive and professional
A great thanks to Cliff who has been attentive and professional throughout the process.
The process was effortless
Jason and his team provided me outstanding service. From my initial e-mail requesting insurance quotes to my physical to getting me the best quote possible, the process was effortless.Thanks JRC.