Term vs. Whole Life Insurance: Which is Right for You (Infographic)

This site provides term life insurance quotes. Each rate shown is a quote based on information provided by the carrier. By requesting a quote, you agree to JRC Insurance Group Privacy Policy and Terms of Use. By submitting your personal information, you are making a consumer inquiry for life insurance by licensed insurance agents. You consent and expect to be contacted by a licensed agent via phone, email, text, or direct mail. JRC Insurance Group will not sell your information to a third party. Any health or personal information shared is protected by applicable HIPAA privacy laws and regulations.

Invitation for application for life insurance on jrcinsurancegroup.com are made through its designated agents. JRC Insurance Group’s services are not available to residents of South Dakota. In California and New York licensed as JRC Life Insurance Services. In Florida, Idaho, New Mexico, Ohio, Texas, Washington, and Wyoming as JRC Insurance Group. In Massachusetts as JRC Insurance Group, Inc. In North Dakota as JRC Insurance Services, Inc. In Rhode Island, all invitations for applications will be submitted by Clifford J Pendell, Agent; Jason B. Dana, Agent; Justin R. Nelson, Agent; and/or Leroy R. Summerour, Agent. Additional licenses are available upon request. Commercial use by others is prohibited by law. This site provides term quotes. Each rate is shown based on information provided by the carrier. No portion of Jrcinsurancegroup.com may be copied, published, faxed, mailed or distributed in any manner for any purpose without prior written authorization from the owner.

Additional licenses are available upon request. Commercial use by others is prohibited by law. This site provides term quotes. Each rate is shown based on information provided by the carrier. No portion of Jrcinsurancegroup.com may be copied, published, faxed, mailed or distributed in any manner for any purpose without prior written authorization from the owner.

Life insurance policies described, quoted, shown, and illustrated throughout this website are not available in all states and may include those issued by: American General Life; Banner Life Insurance Company, Urbana, MD, and William Penn Life Insurance Company, Garden City, NY, both Legal & General America companies; United of Omaha Life Insurance Company, Omaha, NE, a Mutual of Omaha affiliate company; Fidelity Life Association, A Legal Reserve Life Insurance Company, Oak Brook, IL; Lincoln Life & Annuity Insurance Company of New York, Syracuse, NY and The Lincoln National Life Insurance Company, Fort Wayne, IN, both insurance company affiliates of Lincoln National Corporation, whose marketing name is Lincoln Financial Group; First MetLife Investors Insurance Company, New York, NY, MetLife Investors USA Insurance Company, Irvine, CA and Metropolitan Life Insurance Company, New York, NY, all three members of the MetLife family; Protective Life and Annuity, Birmingham, AL; Pruco Life Insurance Company, Newark, NJ and Pruco Life Insurance Company of New Jersey, Newark, NJ, member companies of Prudential Financial, Inc., Newark, NJ; VOYA Life Insurance Company, Minneapolis, MN, VOYA Life Insurance Company of New York, Woodbury, NY and Security Life of Denver Insurance Company, Denver, CO, member of the ING family of companies; Transamerica Financial Life Insurance Company, Harrison, NY, and Transamerica Life Insurance Company, Cedar Rapids, IA, both AEGON companies.

Rates and time taken to qualify and purchase a life insurance policy vary by product and underwriting requirements.