Meet the Team

We are not your typical high-volume call center. Our focus has always been on our clients, not sales quotas. We provide a consultative, no pressure experience for our clients; providing the best service and the lowest rates.

Ramon Summerour

Managing Partner and Co-Founder

Licensed in 48 states, joined the industry in 2002, he’s earned many “outstanding agent” awards

Louis Lopes

Chartered Life Underwriter, Licensed Life and Health Agent

Offers 30+ years of experience and specializes in “high risk” cases, long term care coverage, disability insurance, and estate planning.

Jason Dana

Co-Founder and Managing Partner

His specialties include finding people considered “high risk” affordable insurance premiums

Justin Nelson

Co-Founder and Managing Partner

Joined the insurance industry shortly after graduating from San Diego State University in 2004

Randy McClintick

Chairman & Co-founder

Became a life insurance agent back in 2008, after being part of two start-ups

Chris Huntley

Co-Founder

He has been a licensed life insurance agent since 2004 and once owned his own agency

Cliff Pendell

Licensed Insurance Agent

Licensed in 48 states, specializes in helping high-risk clients who have been declined for coverage