Grow your life insurance knowledge with these popular articles:
Life Insurance Basics
Are you curious about purchasing life insurance? This section explains the life insurance basics as well as some of the most common questions our clients ask when buying life insurance. The basics include selecting the right “term” or length of your life insurance policy and determining the amount of coverage you need.
- What is Term Life Insurance?
- How much does life insurance cost?
- How much do I need?
- What term length is best for me?
- 3 Simple Steps to Getting Coverage
Now that you have an idea of how much your coverage will cost, and how much you need, how do you get the ball rolling?
… Purchasing life insurance is a lot easier than you might think.
The younger and healthier you are when you purchase your life insurance, the more money you’ll save over the life of the policy.
We’re proud to say we’re the best in the industry and by working with over 40 top-rated companies, we will provide you with the most options, the most affordable plans, and the best customer service. Period.
Types of Policies
Life insurance is most commonly purchased as a term policy. Term policies are the least expensive way to purchase life insurance, but depending on your need for the insurance, term might not be the best option. Our experts are here to provide you with unbiased advice and provide you with all of the information you need to know about life insurance basics and selecting the type of coverage that is best for you.
- Insider’s Guide to Term vs. Whole Life Insurance
- Life Insurance without a Medical Exam
- Mortgage Insurance vs. Term Insurance
Special Note about No Exam Life Insurance: Although life insurance without a medical exam is slightly more expensive, the convenience that we can offer to some of our clients is priceless.
Knowing about the different types of life insurance and what types of policies to avoid can end up saving you and your family thousands of dollars. Who would have thought buying a more expensive policy could actually provide your family less coverage and less flexibility with the benefit?
Problems We Solve
If something happened to you, how much money would your family need to survive and keep their life afloat? How can life insurance be used to cover estate taxes, provide money to your beneficiaries, or to make sure your bills are paid and no debt is left behind? Life insurance can even be used to protect your business and business partners.
This section explains some of the problems we solve for our clients:
- Replace Your Income
- Estate Protection
- Cover Funeral and Final Expenses
- Protect Your Business
- Pay off Mortgage or Major Bills
If you were to pass away, would your family need money to pay bills? Would you want them to have money to pay off the mortgage? Or do you want to make sure your family has a way to obtain money in exchange for the equity you have established in your company? If you answered ‘yes’ to these, give us a call. We’re experts at helping our clients find affordable solutions to their problems.
Are you in excellent health and want to know roughly how much a life insurance policy will cost you? We have some actual rates listed in the article below, or you can request a customized quote below by providing a little bit of health information. Feel free to call us. We are always happy to provide you with an accurate and unbiased quote based on your needs, and we’ll use or expertise to save you some money in the process.
- Actual Price Examples for Excellent Health
- 8 Most Overlooked Secrets to Saving Money on Life Insurance
- Get an Instant Life Insurance Quote
The quotes provided by our website are designed to give our potential clients an idea of how much a life insurance policy would cost them. If you would like an accurate quote, or if you would like some advice to help you better understand the type of insurance you are considering and the rates, please feel free to call us at 855-247-9555.
Not sure where to get started?
We’ve created this guide just for beginners.