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High Risk Life Insurance

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How JRC Insurance Group Helps You Save Money

JRC Insurance Group is an Independently-Owned Insurance Agency that is licensed nationwide. We represent more than 50 top-rated insurance companies and specialize with clients aged 45 to 75.

If you have had difficulty finding affordable life insurance because of a serious health issue, tobacco use, diabetes, family history, your weight, elevated cholesterol/blood pressure, or compounding health issues, we can help you save time and money.

By having access to 5-10 times the insurance companies as our competition, we are able to help clients find unbeatable rates, even if they have been diagnosed with a pre-existing condition or are considered to be a high risk for life insurance.

Customer service is our top priority, and we pride ourselves in the fact we receive excellent testimonials from our clients. Most importantly, our shopping services are free, and there is no cost to apply for coverage.

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High risk life insurance is important. It gives people who might otherwise not qualify for traditional life insurance a way to protect themselves and their families. As a result of the higher risk that the insurance company assumes by covering these individuals, the amount of coverage, term lengths and benefits built into thepolicy are typically […] Read more

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Life insurance riders are like à la carte add-ons for a life insurance policy. They can add a lot of bells and whistles to your coverage, but in many situations, they’re not worth the added cost. This guide describes the most popular life insurance riders, and two little-known riders that many companies offer for free, […] Read more