Term Life Online & Hero Life
Hero Life partnered with the Assurity Life Insurance Company to offer simplified issue term life insurance. These policies offer level rates and a fixed death benefit, just like traditional term insurance, but they can be purchased online in as little as 15 minutes. No invasive medical exams, physicians statements, or phone interviews are required for approval.
With the Hero Life Insurance Company, applicants aged 55 and younger can qualify for up to $2,000,000 of coverage, and up to $1,000,000 in coverage is available to qualifying individuals until the age of 60. Most people will qualify for a death benefit that is at least 20 to 30 times their current annual income, before taxes.
Benefits of Simplied Issue Term Life Insurance Include:
- Simplicity - the approval process is completed online and takes less than 15 minutes
- Transparency - coverage is straightforward with fixed rates and level premiums
- Affordability – term insurance offers the most coverage for the least amount of money
- Flexibility - options can be fine-tuned to meet your beneficiary’s financial needs
With term life insurance, your coverage begins as soon as your first payment is made and the life insurance company cannot cancel your policy or increase your premiums regardless of any changes to your age or health. If you decide to cancel your policy, however, there are no penalties or fees.
What our clients say
Wonderful and intuitive attention
This message is for your entire staff. Thank you all for the wonderful and intuitive attention I received during this experience. I so appreciated knowing what to expect and what was expected of me during the entire process. Kudos to you all!
Attentive and professional
A great thanks to Cliff who has been attentive and professional throughout the process.
The process was effortless
Jason and his team provided me outstanding service. From my initial e-mail requesting insurance quotes to my physical to getting me the best quote possible, the process was effortless.Thanks JRC.