Policy Offerings

At JRC Insurance Group we work with more than 30 final expense insurance providers that are rated “A” or better by AM Best for financial stability. Some of the companies we proudly represent include Mutual of Omaha, American National, William Penn, Boston Mutual, Gerber Life, Great Western, Americo, Sons of Norway, American General, Fidelity, United National Life, and many others.

Our agency specializes with applicants who are between the ages of 60 and 85, and by comparing rates and options from dozens of companies, we’re able to match our clients with the most affordable option available.

Depending on your overall health and age, most individuals will qualify for at least $25,000 of coverage. We also work with some carriers that offer up to $50,000, no medical questions asked. By working with 3 to 5 times more carriers than the competition, we’re able to save our clients as much as 73% more than other independent agencies.

In addition to offering final expense life insurance, we also offer traditional whole life policies, and affordable permanent life insurance options with fixed rates and coverage to the age of 90, 95, 100, 105, 110, or even 121. No matter what your coverage needs are or what type of health you are in, we will be able to match you with the best option available.

Final Expense Insurance Can Be Used For:

• Funeral Home and Ceremony Fees
• Burial or Cremation Expenses
• Unforeseen Medical Bills

With final expense life insurance, conditional coverage begins when you make your first payment and the life insurance company cannot cancel your policy or increase your premiums as you get older. You have the right to cancel your policy at any time without penalties or fees.