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It’s no secret that non-smokers pay less for their life insurance, but how much does our health and lifestyle choices affect our life insurance rates? While your risk or rate class has a large impact on your rates, it’s important to note that the cost of your life insurance is determined by more than just […] Read more

7 Steps to finding cheaper life insurance in 2019

Most of us need some life insurance, but that doesn’t mean that we should overpay for it. Knowledge is power, and learning a little bit about the life insurance industry could save you a considerable amount of money. Every company has their own pricing, health guidelines and underwriting criteria. As an independent agency that represents […] Read more

best life insurance companies

Curious about what the top life insurance companies are? Here at JRC Insurance Group, we’ve got that covered. We will provide you with the inside scoop on which companies are the best in the life insurance business. Quick Article Guide: Banner Life/William Penn Lincoln Financial Group Sagicor Financial ANICO (American National Insurance Company) Assurity Life […] Read more

term-life-over-70

If you are age 70 or older, it’s not too late to secure life insurance coverage lasting through your golden years. Life insurance over 70 can be affordable and relatively easy to purchase, especially if you have an experienced independent agent guiding you and your family through the process. Quick Article Guide 1. Types of […] Read more

Before having our first child, my spouse and I decided to purchase a life insurance policy for one another. We bought more than 1 million in life insurance each because, if something happens to either or us, we don’t want our loved ones to struggle. Buying coverage also ensured both of us that our surviving […] Read more