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The Federal Estate Exemption recently increased to $11.58 million per individual (or $23.16 million per couple). The current exemption is large enough that most people’s estates will safely avoid any tax implications when they pass away. But, if your is estate worth more than the exemption, your heirs will owe taxes on the assets you […] Read more

9 Reasons to Buy Final Expense Insurance

burial costs

Say you’re nearing the later years of your life, and have no life insurance policy in place to protect your loved ones if you were to pass away. At this point, it’s much harder to qualify for affordable coverage, which leaves you discouraged and wanting to give up. This is where final expense insurance comes […] Read more

People come to us daily wanting to apply for life insurance while receiving Social Security income. This can be a difficult process. This article will explain the barriers and opportunities, help you determine the types of life insurance available to you, and how to find your best price from a safe and secure company. Quick Article Guide 1. Policy Amounts  and […] Read more

7 Steps to finding cheaper life insurance in 2019

Most of us need some life insurance, but that doesn’t mean that we should overpay for it. Knowledge is power, and learning a little bit about the life insurance industry could save you a considerable amount of money. Every company has their own pricing, health guidelines and underwriting criteria. As an independent agency that represents […] Read more

The 20 Best Life Insurance Savings Tips in 2020

Did you know that as many as 80% of Americans surveyed in a recent LIMRA (Life Insurance and Market Research Association) study overestimate the cost of buying life insurance? Far too many Americans are avoiding life insurance because they think it’s too expensive! This is why we are going to give you are best life […] Read more