It’s no secret that non-smokers pay less for their life insurance, but how much does our health and lifestyle choices affect our life insurance rates? While your risk or rate class has a large impact on your rates, it’s important to note that the cost of your life insurance is determined by more than just […] Read more

Bestow Life Insurance – Get a Decision Instantly


Looking for a life insurance policy without a medical exam or having to speak with a life insurance agent? Bestow Life Insurance may just have what you’re looking for. Bestow Life Insurance is a new life insurance company who issues term insurance policies directly from North American – a large life insurance company that’s been […] Read more

GUL Life Insurance Pros and Cons

If you need permanent life insurance coverage but cannot afford the high cost of whole life insurance, a product called guaranteed universal life insurance (GUL) might be the right choice for you. Many people worry that they will outlive a term life policy and be left without life insurance later in life when they need […] Read more

Haven Life Insurance – Instant Term Review

While buying life insurance is much easier nowadays than it used to be, the process can still take a couple of weeks depending on the type of policy you’re buying. Not to worry, we have some good news – it’s possible that you can get a policy in less than 24 hours! We don’t mean […] Read more

Do you need life insurance in less than 24 hours? What if we told you that you could buy an affordable term life insurance policy in less than 20 minutes? We’re not talking about getting a quote and setting up an appointment for a phone interview or a medical exam; we’re talking about term life […] Read more