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Anxiety is a fairly common emotion that almost everyone experiences at some point in their life. However, for some people, anxiety can be a debilitating experience. Although most anxiety disorders are easily treatable, life insurance companies will consider your condition when reviewing and approving your application for coverage. Fortunately,  it is possible for patients with […] Read more

Our clients often ask us, “How does depression affect the cost of life insurance coverage?” Depression affects everyone differently, and some cases of depression are more severe than others. This is why the life insurance companies review each applicant’s history of treatments and medications when they apply for coverage. Statistically, depression has been linked to […] Read more

The 40 Best Life Insurance Companies for 2020

the-best-life-insurance-companies-and-policies

There are hundreds of insurance providers to chose from, and every company sets their own pricing and approval guidelines, which makes it difficult to find the best life insurance company. A handful of life insurance companies specialize with products like term or whole life insurance, while other providers will accept “high-risk” applicants with pre-existing health […] Read more

What is Guaranteed Issue Life Insurance?

Most of us have seen the TV commercials featuring Alex Trebek and other celebrity endorsers offering consumers easy-to-buy final expense or burial coverage simply by “answering 3 simple health questions.” It’s no coincidence that these ads tend to target elderly people, as well as those with serious health issues. The guaranteed issue life insurance policies […] Read more

ibs life insurance

If you have ever been treated or diagnosed with IBS, or Irritable Bowel Syndrome, and are shopping for life insurance, please read this article first! Every life insurance company sets its own underwriting guidelines, and some insurers are more affordable – and provide more leniency – to applicants with Irritable Bowel Syndrome. Keep reading to […] Read more