Guaranteed Acceptance Life Insurance - About
About The Boston Mutual Insurance Company
The Boston Mutual Life Insurance company that was founded more than 130 years ago in 1891. Currently the financial services provider employs more than 25,000 people worldwide and offers a variety of retirement solutions and insurance products including; life insurance, health insurance, dental insurance, retirement savings plans, and long term care.
Buying life insurance is a long-term decision, and the life insurance company that you choose to buy your policy from should provide you with peace of mind. You want to know that they will be there when your family needs them the most. Therefore, it’s important to choose a life insurance provider that is financially solid with a proven track record of paying their claims.
Boston Mutual has never failed to pay a valid life insurance claim, and in February 2021, A.M. Best reaffirmed their financial stability rating as A (Excellent). A.M. best is an Independent Rating Agency that focuses primarily on U.S.- based insurance providers. (Please note: These financial ratings refer only to the overall financial outlook of the insurer, and they are not an endorsement or recommendation for any company or it’s products)
Most importantly, the Boston Mutual Life Insurance Company is a reliable insurer that manages $20 billion dollars of inforce policies, generates more than $271 million annually, and holds close to $2 billon U.S.D. in assets. With a Guaranteed Acceptance policy from Boston Mutual, you can lock in fixed rates regardless of your health, age, or lifestyle.
Boston Mutual's policy offers full coverage within 30 to 60 days of making your first payment. Unlike other forms of guaranteed acceptance life insurance, your benefits will not be reduced for a full two years if you pass away from a health-related issue. Coverage starts on the 1st of the month after your 30-day waiting period.
*To qualify, applicants must be working at least 20 hours per week, and not collecting any form of disability income or SSDI.
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What Is Whole Life Insurance?
The Boston Mutual Insurance Company offers guaranteed acceptance whole life insurance to all qualified applicants until the age of 70. These policies are designed to provide fixed coverage and level rates for your lifetime.
This whole life insurance policy also includes accidental death benefits that pay double or triple the face amount of your policy if you die in an accident.
What our clients say
Wonderful and intuitive attention
This message is for your entire staff. Thank you all for the wonderful and intuitive attention I received during this experience. I so appreciated knowing what to expect and what was expected of me during the entire process. Kudos to you all!
Julie J.
Attentive and professional
A great thanks to Cliff who has been attentive and professional throughout the process.
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The process was effortless
Jason and his team provided me outstanding service. From my initial e-mail requesting insurance quotes to my physical to getting me the best quote possible, the process was effortless.Thanks JRC.