The Complete List of States with Estate Taxes (Updated for 2019)

naming estate your beneficiary

On January 1, 2019, the Federal Estate Tax exemption is set to increase again from $11.18 million to $11.4 per individual. Without congressional intervention, these tax breaks will continue to be in effect (with annual adjustments for inflation) until 2026. While this is great victory for estate taxes on the Federal level, it’s important to […] Read More

8 Life Changes That Impact Your Insurance Needs

8 life changes that impact your life insurance needs

Life offers plenty of joyful moments and milestones. These events change your life in many different ways. With all the excitement and transitions that occur, insurance is often the last thing on your mind. These life changes can impact your insurance needs now and into the future. If you’re in the middle of a transition, […] Read More

What Does $500,000 Term Life Insurance Cost?

$500,000 life insurance cost

So you’ve decided that you’d like to purchase $500,000 of life insurance coverage. Your next question is – how much does that cost? The answer isn’t quite that simple, unfortunately. It depends on a few different factors, which we’ll get into in a second. In this article, we’ll discuss what the different term lengths are […] Read More

Banner Life’s New OpTerm Policies

banner life

When people think of life insurance, term life is usually one of the first things that comes to mind. Up until recently, term policies only extended to 30 years; most people outlive these policies, and therefore term life is considered “temporary” life insurance. However, Banner Life just changed the game! Read on to learn about […] Read More

No Exam life Insurance – Guide to the Top 15 Companies (2019 Update)

Practically everyone has seen commercials about the availability of no exam life insurance products …Applying for them appears easy with quick approval promised. But, do you really know what you’re buying and whether you are really getting the best deal? There are actually a wide range of life insurance products which fall into what are […] Read More