What They Haven’t Told You About Insuring Your Spouse

converting your policy

The #1 question we’re asked: Can I buy life insurance for my husband? We’ve got good news for you – you can! But, there’s a few things you need to know before you get started. This article will review your opportunities, options, obligations, and limitations when it comes to buying a life insurance policy for […] Read more

The 10-Minute Executive Guide to Buy/Sell Agreement Life Insurance

Building a successful business can be one of life’s most satisfying experiences. You’ve created an asset for your family, while providing livelihoods for your employees and their families. But what happens if you or your business partner dies? Life insurance for buy-sell agreements is the most common protector. This 10-minute overview will cover the basics of a buy-sell agreement to […] Read more

Top No Exam Life Insurance Companies

Most life insurance policies require a medical exam for approval, and some companies will only issue coverage to someone in good health. Even common health conditions like high blood pressure can prevent you from getting a life insurance policy from some providers. But don’t fret, thankfully some life insurance companies offer no exam life insurance […] Read more

What is GUL Insurance and How Does It Work? (Updated Rates for 2020)

Guaranteed Universal Life

Potential clients often call us to learn more about a life insurance product called GUL insurance. GUL insurance, or guaranteed universal life insurance, offers permanent life insurance coverage without requiring an investment value. This makes GUL insurance risk-free and affordable just term life insurance. But, with a guaranteed universal life policy, you can lock in […] Read more

Pros and Cons of Life Insurance with a Long Term Care Rider

Life insurance long term care rider

Should you consider buying life insurance with a long term care rider? A recent survey shows that almost 70% of Americans will require long term care at some point in their lives. Current costs for long term care facilities can run anywhere between $80,000 – $150,000 annually in a semi-private or private nursing home. If you calculate […] Read more