Guaranteed Acceptance
Whole Life Insurance
Help protect your family’s financial future with Allstate Benefits.
A Guaranteed Acceptance whole life insurance policy by Allstate Benefits can ensure your family’s well-being by providing them with financial security when you are no longer able to.
A whole life insurance policy can be used to pay for final expenses, to leave an inheritance, fund a college savings plan, or provide money to your family for any debts or medical bills that you may leave behind.
Our Unique Guaranteed Acceptance Whole Life Insurance policy offers:
- Coverage that is designed to last your entire lifetime
- Guaranteed acceptance to working U.S. residents between the ages of 18-70*
- No medical exam or health questions for approval
- Variable coverage amounts of up to $75,000
- Lifetime benefits catered to your individual needs
- Benefits that will never decrease regardless of changes to your age or health
- Premiums that never increase regardless of changes to your age or health
- A cash value that earns interest and can be borrowed from
- Full coverage starts within 60 days of making your first payment
- Optional coverage available for your spouse or children
*To qualify, applicants must work at least 20 hours per week and cannot be receiving disability income or SSDI, undergoing cancer treatment, or diagnosed as terminally ill.
If you would like to learn about an insurance policy from Allstate Benefits or one of the other providers we represent, please visit the policy details page, or give us a call toll-free to speak with a licensed agent. Our expert agents can help you determine which policy, and how much coverage, is best for your needs.
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What Is Whole Life Insurance?
The Allstate Benefits policy offers guaranteed acceptance universal life insurance to all qualified applicants until the age of 70. These policies are designed to provide fixed coverage and level rates for your lifetime.
This whole life insurance policy also accumulates a cash value over time. This cash value earns interest and can be borrowed against, tax-free.
What our clients say
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This message is for your entire staff. Thank you all for the wonderful and intuitive attention I received during this experience. I so appreciated knowing what to expect and what was expected of me during the entire process. Kudos to you all!
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The process was effortless
Jason and his team provided me outstanding service. From my initial e-mail requesting insurance quotes to my physical to getting me the best quote possible, the process was effortless.Thanks JRC.